The Australian Homebuyer’s Playbook

Learn to manage money, invest wisely, and plan for a secure future with our Finance & Investment Courses in Sydney!

Thinking about refinancing but not sure where to start? Whether you're aiming to reduce your monthly repayments, access equity, or pay off your loan faster, this practical workshop will help you understand your options and make informed decisions. Gain clarity on the refinancing process, compare loan products, and learn what lenders look for all in plain English and without the jargon.

Led by an experienced finance professional, this workshop is ideal for homeowners who want to explore refinancing in today’s market.

Learning outcomes

By the end of this workshop, participants will: 

• Understand the key benefits and risks of refinancing.
• Know how to evaluate different loan products and lenders.
• Feel confident asking the right questions and taking the next steps toward refinancing.

Course content

What will be covered in this financial literacy course?

Refinancing Basics

• What is refinancing and how does it work?
• Common reasons to refinance: lower interest rates, consolidating debt, accessing equity.
• Costs and risks involved in refinancing.

Understanding Your Home Loan Options

• Fixed vs variable loans: what’s right for you?
• Loan features to look for: offset accounts, redraw, extra repayments.
• Comparing lenders and using online tools effectively.

Preparing to Refinance
 

• Assessing your current loan and financial situation.
• What lenders consider: credit score, equity, income.
• Paperwork and the refinancing process from start to finish.

Intended audience

Who is this course for?

This course is ideal for:

• Homeowners who are considering refinancing their existing mortgage.
• Property investors looking to restructure loans or improve cash flow.
• Anyone interested in reducing interest payments or unlocking home equity.

Course materials

What to bring to class

• Notebook and pen

Additional information

Please note the following:

• No prior financial knowledge required.